Monday, December 15, 2014

Monday, December 8, 2014

Let America Know

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December 2014
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Dear Subscriber, Invariably every parent is confronted with questions about video games for their kids. Knowing that video games top many wish lists for holiday gift giving, we thought a little inside information on the topic might be helpful. Happy holidays!
Americans Deserve The TruthLet America Know is a powerful new e-marketing tool that connects you and your clients with a compelling, customized e-newsletter. Let America Know is also a counter voice to the massive disinformation campaign aimed at our profession. As a trial lawyer, you owe it to yourself - and your future - to find out more! Continue reading.

Video Game “Cheat Sheet” for Parents

So Your Kids Want a Video
Game; Now What?

Kid Gamer
A large majority (73 percent) of published video games are approved for most ages. Shop knowing what's in the game with the ESRB rating app.
As entertainment publishers crank out the big video game titles just in time for the holiday shopping season, kids everywhere are hoping that the neatly wrapped gift underneath the tree is the latest release. For eight years running, video games rank as the third most requested holiday gift item.
But nearly 40 years after their invention, video games are still a mystery to many parents. This month’s You Should Know is here to save the day by arming parents, grandparents and other family with a guide to choosing video games wisely for the kids on their shopping lists. Start here.
BY THE NUMBERS /
10
Worst
Just in time for the holiday season, World Against Toys Causing Harm (W.A.T.C.H.) has released its 2014 nominees for the annual “10 Worst Toys” list.
89%
Engage
According to the top 10 gaming trends of 2014, 89 percent of parents are very involved in monitoring their kids’ video game purchases and play.
$21.5
Billion
More than $21.5 billion was spent on gaming in 2013, including content, accessories and hardware as shown in statistics from this industry report. (PDF).
BOOKMARK FAVORITES /

Doctor G on Choosing Healthy Games

Yes? No? Maybe? Unsure how to monitor your kids video game choices and use? Doctor G shares three tips for choosing healthy games and three ways to use them as educational resources. View video.

Fun Drop Video Channel Features a Parents Guide to Video Games Series

FunDrop is an E-Rated video rental service for kids. The company’s YouTube channel features a four-part series on selecting the right game console first, and then advises on game choice. View videos.

Game ScreenReview Quality Video Games in Action

LearningWorks for Kids was founded on the premise that video games can be a powerful tool (when used responsibly) for the intellectual, emotional and academic development of children and young adults. These videos present video games that demonstrate these principles. View video page.

The 10 Worst Toys of All Time

Beads that turn into the “date-rape drug” when ingested; dolls with jaws that eat fingers; science kits shipped with deadly uranium: these are all toys selected as the worst of the worst.
See list

Exclusive Interview with Dr. Toy

Dr. Stevanne Auerbach, known widely as “Dr. Toy,” is a leading expert on play, toys and children’s products. Parents, teachers and toy buyers all use Dr. Toy’s guidance in selecting great toys.
Listen now
 
You Should Know is a copyrighted publication of Voice2News, LLC, and is made possible by the attorney shown above. This newsletter is intended for the interest of past and present clients and other friends of this lawyer. It is not intended as a substitute for specific legal advice. You received this newsletter at <> because you indicated to the above attorney your interest in receiving information via email. If you no longer wish to receive these emails, click here to unsubscribe from this newsletter, and your request will be honored immediately. You may also submit your request in writing to: Steven L. Miller, Editor, 4907 Woodland Ave., Des Moines, IA 50312. Be sure to include your email address.

Tuesday, November 25, 2014

Monday, November 17, 2014

Let America Know

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November 2014
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Dear Subscriber, Thanksgiving is upon us. A time to reflect on what we have, what we can do for others and what we may hope for in the future. Life can be bittersweet, but now is a time to share and appreciate. Be safe, enjoy!

Keep the “Happy” in Happy Holidays

Tips for a Safe Holiday Season

Feldman
 
’Tis the season for everything holly, jolly, merry and bright. But celebrating the spirit of the holidays takes more than just planning the perfect menu and stunning home decor. Thanksgiving to New Year’s can pose a greater risk for house fires, decorating injuries and drunk driving crashes. This month’s You Should Know offers tips for avoiding these common (but preventable) seasonal mishaps.
Start your safety
checklist here. 
>>>
BY THE NUMBERS /
12,000
Visits
Falling off ladders, stepping on broken ornaments and other decorating injuries send an average of 12,000 Americans to the emergency room between November and December, or about 250 per day.
230
Fires
 
Christmas tree fires caused 230 home fires on average each year from 2007 to 2011, resulting in six fatalities and 22 injuries. Malfunctioning holiday lights are often the culprit.
#1 for
Drunks
Drunk driving accidents and fatalities spike during every major holiday, with July 4th in the lead followed closely by New Year’s Eve and Thanksgiving as shown in this infographic.
BOOKMARK FAVORITES /

Avoid the Post-Holiday Party Walk of Shame

Are you aware of office holiday party do’s and don’ts? Human resource expert Jennette Pokorny with EverNext shares tips on how employers and employees can avoid post-party embarrassment. View video.

Food Safety Expert Shares Tips on Preparing Holiday Feasts Safely

Keep your family and holiday party guests safe by following these food safety tips from Foodsafety.gov, a gateway source for federal food safety information. View video.

ESFI Videos Feature a Variety of Holiday Safety Tips

The Electrical Safety Foundation International YouTube channel features several holiday safety videos, including decorating safely, avoiding fire hazards and more. View videos.

Win-a-Stocking-Stuffer Survey

Tell us what you think of the You Should Know newsletter and you could win a colorful iPod Shuffle to stuff in that special someone’s stocking!
Take survey

Talking the Issues

Check out podcasts featuring topics from past issues of You Should Know, and subscribe to future shows via iTunes or RSS feed.
Listen now
 
You Should Know is a copyrighted publication of Voice2News, LLC, and is made possible by the attorney shown above. This newsletter is intended for the interest of past and present clients and other friends of this lawyer. It is not intended as a substitute for specific legal advice. You received this newsletter at <cpost%40bplegalteam.com> because you indicated to the above attorney your interest in receiving information via email. If you no longer wish to receive these emails, click here to unsubscribe from this newsletter, and your request will be honored immediately. You may also submit your request in writing to: Steven L. Miller, Editor, 4907 Woodland Ave., Des Moines, IA 50312. Be sure to include your email address.

Tuesday, November 11, 2014

Exploding Airbags

Sadly and disturbingly, once again a manufacturer of a product that is intended to help keep us safe and secure covers up a dangerous product.  This time it is airbags.  But frankly, it does not matter if its gas tanks that explode, vehicles that roll-over, garage doors that do not have a simple recoil that crush infants, pharmaceuticals without proper safety warnings, or hauntingly numerous other examples.  Until Congress enacts and governments enforce laws that hold people (even though a former presidential candidate did correctly state that a corporation is a person from a legal stand-point it does not suffer the consequences of punishment) accountable theme of profits over death and injury will recur yet again.  The irony is that most of these injuries and deaths are preventable.   

Tuesday, November 4, 2014

Election Day 2014

Whether you affiliate with a party, or not, happy with the choices, or not, today is your day to participate.  We, as citizens, have an inalienable right - the right to vote.  It is sacred and hallowed.  No vote is a vote for complacency and perhaps worse.  Make your voice heard.  May democracy prevail and may good and decent people be elected.

Sunday, October 12, 2014

Right to Sue in New York Following Car Crash


1977 - “The King”, Elvis Presley, dies; World Trade Center is completed; yearly inflation rate is 6.5%, Dow Jones closes at 831; average price for a gallon of gas is .65 cents; first MRI scanner is tested; New York State enacts its “no-fault” law.[1]
 

2008 – Estimated cost of the war in Iraq $3 trillion; U.S. “ok’s” production and marketing of food from cloned animals; first African-American elected President; yearly inflation rate is -1.43%; Dow Jones closes at 8776; a gallon of gas peaks at $4.09; 13 States and Puerto Rico have a “no-fault” law.
 

2014 – Ebola, ISIS and White House security dominate the headlines; low budget payroll team’s dominant the baseball playoffs; the youngest person in history shares in the Nobel Prize for Peace; insurance rates continue to rise.
 

The economy fluctuates.  This is a given.  Insurance rates continue to rise.  This is also a given.  During one such economic fluctuation the insurance industry waged a campaign to reduce the right to sue of a person injured in a motor vehicle collision.  Following a financial onslaught, the New York No-Fault statute was enacted under the guise that insurance rates would be reduced, Courts would be unclogged and insurance premiums would be lowered.
 

In exchange for this derogation of common law the carriers would, subject to limitations:  a. make prompt payment of medical bills, wages, and other related expenses of the injured person without regard to fault (ergo, “no-fault”) and b. not treat the injured as an adversary.[2]
 

A “serious injury” is defined as a personal injury that results in:  1.  death; 2.  dismemberment; 3.  significant disfigurement; 4.  fracture; 5.  loss of a fetus; 6.  permanent loss of use of a body organ, member, function or system; 7.  permanent consequential limitation of use of a body organ or member; 8.  significant limitation of use of a body function or system; or 9.  a medically determined injury or impairment of a non-permanent nature which prevents the injured person from performing substantially all of the material acts which constitute such person's usual and customary daily activities for not less than ninety days during the one hundred eighty days immediately following the occurrence of the injury or impairment.[3]
 

While certain injuries appear to automatically qualify - death, dismemberment, fracture; and others would seem to meet the “threshold” – significant disfigurement, loss of a fetus; most injuries are vociferously litigated as compensation worthy.
 

Several conundrums exist, for example a fracture of the “pinky toe” automatically qualifies while spinal surgery with the insertion of plates and screws may not qualify.
 

In its current state, the phrase “serious injury” has been manipulated by many who defend or oppose personal injury lawsuits.  It is an insult and affront to anyone who has truly been injured to imply that their injury is not significant, debilitating, or life altering.  Serious injury, or qualifying injury, merely means that certain injuries are court worthy while others are not.
 

Although the number of lawsuits and the amount of recovery has declined since the implementation of the “no-fault” law, the Insurance Industry still disseminates misleading and false information:  “reform” is necessary as there are too many lawsuits, the present system is being abused by plaintiffs and their lawyers, and change will save consumers money.  Insurance talking points have been consistent over the years and, in this writer’s opinion, are skewed.  “We (USAA) didn’t expect to make so much money (in 1997) said Steven F. Goldberg, who was in charge of pricing.  [W]e were able to give some of it back as a dividend.''  After paying the dividend, the company's net profit in 1997 was $1.19 billion, up 39 percent from a year earlier.[4]
 

Jeffrey M. Adams




[1] Article 51 of the New York State Insurance Law, enacted December 1, 1977.
[2] Excluded are certain accidents involving buses and large trucks, and all accidents involving motorcyclists and their passengers.
[3] Section 5102 (d).

Monday, September 22, 2014

Loss Of A Child In New York Has Very Little Value

As compared to most other States, the loss of a child in the State of New York has very little economic value.  In fact, New York is one of only 3 States that does not recognize the horrific loss to the parents/family.  Draconian, regressive, punitive, insulting, unfortunate probably all, it not more.


"Despite the extensive mental anguish suffered by a family as a result of the death of a young child, there is rarely adequate proof of economic circumstances justifying a jury to award damages.  See, Parilis v. Feinstein, 49 NY2d 984 (1980), Lopez v. Gomez, 305 AD2d 962 (2003); In The Matter of Gayden, 2012 NY Slip Op 52021, Surrogates Court, Monroe County, New York.

Tuesday, September 16, 2014

Hudson River Boat Crash

JoJo Johns, the operator of the boat that crashed into a barge at the site of the new Tappan Zee Bridge, that resulted in the tragic loss of two and serious injuries to several others, who pled guilty in Rockland County Criminal Court to vehicular manslaughter and admitted that he was drunk at the time, was sentenced to two years in jail.  This is genuinely a very sad and sobering day.  One can only hope and pray that the victims, their families, Mr. Johns and his family, and everyone else affected can begin to heal and move in a positive way.  We wish all the best to everyone involved.

Monday, August 25, 2014

Nursing Homes Rate Themselves; Really!

According to an article published in yesterdays (August 24, 2014) New York Times, Medicare Star Ratings Allow Nursing Homes to Game the System (link below), Nursing Homes rate themselves on largely "self-reported data".  The data is for the most part not independently verified by the government or any neutral agency.  This presents serious and potential dangers to those among the vulnerable; our seniors.  Shouldn't we expect more?  Shouldn't we demand more?


Here's the link:  http://www.nytimes.com/2014/08/25/business/medicare-star-ratings-allow-nursing-homes-to-game-the-system.html?smid=nytcore-iphone-share&smprod=nytcore-iphone&_r=1

Thursday, August 14, 2014

How Many People Are Killed By Medical Errors? The Answer is Shocking


New research has confirmed that 440,000 patients are killed every year in America by preventable medical errors. That is equivalent to almost the entire population of Atlanta, Ga., dying each year. Preventable medical errors are the third leading cause of death in the United States and cost our country tens of billions of dollars a year.

Take Justice Back is devoting the month of May to raising public awareness of the patient safety epidemic plaguing our country. On www.takejusticeback.com and through social media, we will be highlighting stories of patients who have been injured by preventable medical errors, sharing facts on patient safety, and keeping you up to speed with the latest news on this issue.  

Despite this serious epidemic, corporate front groups are working hard in the U.S. Congress and state legislatures throughout the country to limit accountability and access to the civil justice system when patients are harmed or killed by medical errors.

Here’s how you can help us restore accountability. Do you have a story of a patient who has been harmed or killed by a medical error? If so, share their story with us today and help us take justice back!

Thanks for all you do. 

-    The Take Justice Back Team


777 6th Street NW, Suite 200 | Washington, DC 20001 | 202-965-3500

Wednesday, August 6, 2014

Understanding Protections for Assisted Living Residents


July 24, 2014

As life expectancy rises, resulting in an increase in the population of seniors, there is a heightened demand for long-term care facilities. One type of facility where statutory protections differ from those of nursing homes are assisted living residences (ALRs). With approximately 30,000 ALRs serving almost 750,000 residents, assisted living is the fastest growing form of residential housing for older Americans.1

This article will focus on statutory protections for residents at assisted living residences and what practitioners need to know when litigating claims on behalf of residents.

Between 2000 and 2010, people aged 85 to 94 increased approximately 30 percent; those 95 years old or older increased approximately 26 percent; and individuals 65 or above increased approximately 15 percent (over 40 million).2 By 2020 those aged 85 and older are projected to increase from 5.5 million to 6.6 million.3

Statute

Unlike nursing homes, there are no federal regulations or standards that are applicable to assisted living residences. Article 28 of the Public Health Law, for instance, applies to nursing homes and not ALRs.

Recognizing the need to protect vulnerable citizens who reside in these facilities, the New York State Legislature enacted the Assisted Living Reform Act (ALRA) on Feb. 23, 2005.4 The ALRA is codified in Public Health Law (PHL) Article 46-B; Social Services Law (SSL) Section 2(25) as amended, and State Finance Law Section 99-L. The regulatory framework can be found at Title 10 Chapter X.

The ALRA defines an ALR as "an entity which provides or arranges for housing, on site monitoring, and personal care services and/or home care services (either directly or indirectly), in a home-like setting to five or more adult residents unrelated to the assisted living provider."5 An ALR is not a hospital, nursing home, continuing care retirement community, mental health facility, independent senior housing, or an adult care facility. However, if a facility uses the term "assisted" in its marketing materials, it is subject to ALRA and Title 10.

The legislative intent of the ALRA is to further the "philosophy of assisted living emphasizing aging in place, personal dignity, autonomy, independence, privacy and freedom of choice…that contains consumer protections…[and] that enunciates and protects resident rights; and that provides adequate and accurate information for consumers…"6

Traditional negligence claims are typically based upon a common law theory of liability. The Legislature has added a separate and distinct statutory cause of action against an ALR.

Licensing and Certifications

Prior to the passage of the ALRA, there were adult homes and enriched housing programs.7 The ALRA maintains both, but requires ALRs to first be licensed as an adult home or enriched housing program prior to applying for licensure as an ALR (exceptions exist to apply simultaneously). Once licensed for assisted living, the facility can apply for enhanced assisted living or special needs certification. With enhanced assisted living certification, the ALR may retain residents that are non-ambulatory (i.e., bed-bound). With special needs certification, the ALR may maintain a dementia unit.

Certification allows an ALR to retain a resident whose condition declines and needs additional care to complete daily activities (i.e., dementia that requires greater supervision). Consistent with the idea of aging in place, these certifications allow residents to remain in the same facility.

When investigating a potential claim, acquire all applications submitted to, and certifications and licenses obtained from the New York State Department of Health. In the applications the facility must submit plans indicating how they intend to care for individuals with dementia. The department's website is also an important source of Information.

In addition, as ALRs must first be licensed as an adult home or enriched housing facility, they must comply with all applicable regulations. (Title 18—Chapter II—Subchapter D for adult care facilities and Title 18—Part 488 for enriched housing.) Under Title 10, Chapter X, if there is a conflict between the regulations that apply to ALRA and those that apply to adult homes and enriched housing then the ALRA prevails. Section 1001.1

Admission

To become a resident of an assisted living residence, a person is required to undergo pre-screening and approval for admission by a physician, physician assistant or nurse practitioner. Such steps are to be repeated annually and when there is a change in the individual's condition. See Section 4657.

An enhanced assisted living facility must meet the following requirements to admit residents:8

• An assessment by a qualified person within 30 days prior to admission;

• A medical evaluation within 30 days of admission, when there is change in the resident's condition, and once every 12 months thereafter;

• Recording of information on significant medical history and current conditions, allergies, prescribed medications, ability to self-administer, recommendations for diet, exercise and recreation, frequency of medical examinations, cognitive and mental health statistics, and assistance with activities of daily living;

• A statement that the resident is suited for assisted living, Special Needs Assisted Living Residence (SNALR) or Enhanced Assisted Living Residence (EALR);

• A statement as to whether long-term medical needs or nursing care require placement in a nursing home;

• A statement as to whether nursing care is needed.

• Development of an individualized service plan (ISP) unless a doctor waives;

• The development of an ISP in accordance with the medical, nutritional, rehabilitation, functional, cognitive and other needs—implemented within 30 days of admission;

• An explanation as to how and by whom the services will be provided and accessed.

• Review and revision of the ISP every six months, as necessary, due to a change in needs, and/or as ordered by the physician; and

• At admission, development of a written ISP, with the assistance of the resident's physician.

Practice Point: When representing a resident, consider naming the physician, nurse practitioner and/or physician's assistant as defendants.

The ALRA requires that the owner and operator of the ALR register and maintain its name, address and phone number, an authorized agent to accept service of process, a statement of the licensure status and any home health care or personal care service agency that is under an agreement with the facility, and the effective period of the residency agreement and the resident's representatives.9

Practice Point: Knowing whom to serve is found in the residency agreement. Serve this person, as well as anyone else you deem appropriate. The family should have a copy of the residency agreement. In addition, request from the family all marketing materials obtained or viewed. In discovery, obtain all of the marketing materials concerning the facility's philosophy and mission.

It is also wise to obtain copies of any contracts the facility has with outside contractors.

Individualized Service Plans              

Pursuant to New York Public Health Law 4659, an ISP must be developed for each resident upon admission. It must be created "with the resident, the resident's representative, the resident's legal representative, if any, the assisted living operator, and [if appropriate] a home care services agency." The resident's physician must also be consulted.

The law requires ISPs be implemented within the first 30 days of admission and reviewed and revised every six months, whenever ordered by a physician, or as necessary to reflect a change in care needs. To the extent necessary, the creation needs to be undertaken in consultation with the resident's physician, developed in accordance with the medical, nutritional, rehabilitation, functional, cognitive and other needs of the resident, include the services, how and by whom those services will be provided, and reviewed and revised as frequently as necessary to reflect changes in the resident's needs, but not less than once every six months.

Practice Point: The ISP is better than a care plan. It will identify all persons/entities that provided care to the resident while at the residence.

Under the ALRA, residents have the right that their dignity, autonomy, independence and privacy be promoted, in the least restrictive and most home-like setting, commensurate with preferences and physical and mental status.10

Any waiver of rights is void as against public policy. Residents are to be fully informed of their medical condition and proposed treatment; receive courteous, fair, respectful care and treatment; receive adequate and appropriate assistance with activities of daily living; be able to refuse treatment or medications (but only "after being fully informed of the consequences of such actions"); have private consultations with their lawyer; and be given the opportunity to provide their version of an accident/incident. The ALR must provide, and have conspicuously posted, a written statement of residents' statutory rights; their right to counsel; their right to obtain the facilities' licensure; and a consumer guide with the Health Department's toll free complaint number (866-893-6772).

There is no independent measure of damages for a violation of a resident's rights as exists in a nursing home case. A common defense is that the resident refused care, such as turning and positioning, or was non-compliant. The ALRA helps to defuse this defense. If a resident refuses care or is non-compliant, the ALR must inform the resident of the consequences of such actions.

Practice Point: Advise residents of their right to file a complaint with the Health Department. The department will investigate and issue a report.

In addition, demand the Resident's Council minutes. The Resident's Council is where residents can state grievances.

Case management of the Individualized Service Plan requires oversight and coordination, as well as the ability to meet the resident's needs at the time of admission and at least every 12 months thereafter. Case management also provides referrals on an ongoing basis, coordinates services to be provided, and develops a formal mechanism between the case manager and staff to identify abrupt or progressive changes in behavior or appearance.11

Requirements include maintaining complete and accurate personal records for each resident, providing personal care to enable the resident to maintain good hygiene and health, carrying out activities of daily living and participation in activities. Sections 1000.12 and 1001.7(h) of Chapter X of Title 10 of the New York Codes Rules and Regulations.

Safeguards to properly manage medication require compliance with the regulations. This includes physician orders for all PRN medications, both prescription and over-the-counter, which shall identify resident behaviors or symptoms warranting the need for mediation.12

The operator of an enhanced assisted living facility providing services normally given by a home health care agency shall develop appropriate policies and procedures, including, but not limited to, service-specific delivery standards consistent with the current professional standards of practice, staff supervision (reviewed and revised as necessary), and documentation of service delivery.

Additional requirements for the operator of a Special Needs ALR require vigilance of the general whereabouts of each resident. If a resident becomes absent, certain procedures must be followed and family and law enforcement must be notified. To insure proper supervision and care, all shifts must be properly staffed.

Case management records and the ISP in SNALRs shall identify resistance to care and include a care plan to address it. Food is to be offered outside of usual meal time and in a manner acceptable to special needs. The care plan should reflect functional abilities, preferences and diet. Unless contrary to orders, prescribed nutritional supplements shall be provided between meals. In addition, weather permitting, residents must be provided daily outdoor activities.

Once suit based upon a violation is filed it is necessary to proceed with all resources available to the practitioner.

Practice Points: In discovery, demand all policies and procedures of the facility, and copies of all contractual agreements between health care providers and the facility.

A claim for breach of contract under appropriate consumer protection laws should be considered as it may allow for additional damages and broader discovery.

Weigh a claim for breach of contract under appropriate consumer protection laws. This may allow for additional damages and broader discovery.

Conclusion

Change in the long-term care industry has arrived. A clear understanding of the legal landscape is crucial. It is the role of counsel to secure the appropriate remedy, and to help prevent harm from recurring.
Sean J. Doolan and Jeffrey M. Adams,

Endnotes:

1. Residents Living in Residential Care Facilities: United States, 2010, NCHS Data Brief No. 91, Centers for Disease Control and Prevention, April 2012 Residential Care Facilities: A Key Sector in the Spectrum of Long-Term Care Providers in the United States, NCHS Data Brief No. 78, Centers for Disease Control and Prevention, December 2011.

2. The Older Population: 2010, U.S. Census Bureau, November 2011.

3. A Profile of Older Americans: 2011, Administration of Aging, Department of Health and Human Services, 2011.

4. Regulatory Impact Statement, New York State Department of Health (http://www.health.ny.gov/facilities/assisted_living/adopted_regulations/docs/regulatory_impact_statement.pdf).

5. Public Health Law (PHL) Section 4651 and Title 10 of the New York Codes Rules and Regulations (NYCRR), Chapter X, Section 1001.2.

6. Public Health Law (PHL), Article 46-b, Section 4650.

7. Subdivision 25 and 28 of Section 2 of the Social Services Law.

8. Title 10 of the New York Codes Rules and Regulations (NYCRR), Chapter X, Section 1001.7.

9. Title 10 of the New York Codes Rules and Regulations (NYCRR), Chapter X, Section 1001.8.

10. Title 10 of the New York Codes Rules and Regulations (NYCRR), Chapter X, Section 1001.8.

11. Title 10 of the New York Codes Rules and Regulations (NYCRR), Chapter X, Section 1001.10.

12. Title 10 of the New York Codes Rules and Regulations (NYCRR), Chapter X, Section 1001.10.
Reprinted with permission from the July 24, 2014 edition of the The New York Law Journal © 2014 ALM Media Properties, LLC.  All rights reserved.  Further duplication without permission is prohibited.  For information, contact 877-257-3382 - reprints@alm.com or visit www.almreprints.com